Regulatory Compliance

We operate under the supervision and regulations of Haiti's central bank, ensuring compliance with all monetary and payment system regulations.

• Licensed financial services provider
• Regular reporting to BRH authorities
• Compliance with payment system regulations
• Capital adequacy requirements maintained

Comprehensive AML program in accordance with Haitian law and international FATF standards to prevent money laundering and terrorist financing.

• Customer Due Diligence (CDD) procedures
• Enhanced Due Diligence (EDD) for high-risk customers
• Suspicious Activity Reporting (SAR)
• Transaction monitoring and screening
• UCREF compliance (Haitian FIU)

Robust KYC procedures to verify customer identities and prevent fraud, ensuring compliance with Haitian identification requirements.

• Valid government-issued ID verification
• Proof of address validation
• Biometric verification where applicable
• Business registration for commercial accounts
• Beneficial ownership identification

Strict data protection measures complying with Haitian privacy laws and international best practices for personal data handling.

• Secure data storage and encryption
• Limited data access controls
• Customer consent management
• Right to access and delete personal data
• Data breach notification procedures

Adherence to consumer protection laws ensuring fair treatment, transparent pricing, and accessible dispute resolution.

• Clear terms and conditions
• Transparent fee disclosure
• Customer complaint procedures
• Fair dispute resolution process
• Protection against unauthorized transactions

Compliance with transaction reporting requirements and limits as mandated by Haitian financial regulations.

• Daily transaction limits enforced
• Large transaction reporting to authorities
• Cross-border transaction compliance
• Currency transaction reporting
• Record retention for 7 years minimum